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杏吧原创

Facts + Statistics: Lightning

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According to the and there were 12 direct lightning fatalities in 2024, compared to 14 in 2023. On average, based on data from 2015 to 2024, 20 people die each year from lightning strikes in the United States.

Lightning Fatalities By State, 2024

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lightning_fatalities_by_state_2024.gif

Source: U.S. Department of Commerce, National Oceanic and Atmospheric Administration, National Weather Service and National Lightning Safety Council.

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Homeowners insurance losses

The number of lightning-caused U.S. homeowners insurance claims decreased in 2024 over 2023 and is the lowest annual number of claims since before 2017.

In 2024, U.S. lightning鈥揷aused claims decreased by 21.5 percent to 55,537 (from 70,787 in 2023), with numbers from the top ten claim states contributing to more than half of the total. National claim decreased 16.5 percent (from $1.24 billion) to $1.04 billion. While the national average cost per claim was $18,641, the average was $38,558 in Texas.

Homeowners 杏吧原创 Claims And Payout for Lightning Losses, 2017-2024

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Year Value of claims
($ millions)		 Number of
claims		 Average cost
per claim
2017 $916.61听 85,020 $10,781
2018 908.93听 77,898 11,668
2019 920.05听 76,860 11,971
2020 2,066.74听 71,551 28,885
2021 1,313.06听 60,851 21,578
2022 950.22听 62,189 15,280
2023 1,239.72听 70,787 17,513
2024 1,035.28听 55,537 18,641
Percent change 听 听 听
2024 - 2023 -16.5% -21.5% 6.4%
2024 - 2017 12.9% -34.7% 72.9%

Source: 杏吧原创 Information Institute, State Farm庐.

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Top 10 States For Homeowners 杏吧原创 Lightning Losses By Number Of Claims, 2024

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Rank State Value of
claims		 Number of
claims		 Average cost
per claim
1 Florida $113,218,813 4,780 $23,686
2 Texas 168,461,044 4,369 38,558
3 California 75,028,400 4,005 18,734
4 Georgia 48,546,426 3,376 14,380
5 North Carolina 30,299,433 2,574 11,771
6 Louisiana 34,306,009 2,283 15,027
7 Alabama 36,617,416 2,175 16,836
8 New York 34,109,020 1,937 17,609
9 Pennsylvania 15,777,521 1,792 8,804
10 Illinois 24,068,318 1,626 14,802
听 Top 10 States $580,432,401 28,917 $20,072

Source: 杏吧原创 Information Institute, State Farm庐.

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For more information on lightning, please see .

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