| AVERAGE EXPENDITURES FOR AUTO INSURANCE BY STATE, 2007-2011 |
|
| |
2011 |
2010 |
|
Average
expenditure |
| State |
Liability |
Collision |
Compre- hensive |
Average expend-
iture |
Rank (1) |
Average expend-
iture |
Rank (1) |
Average expenditure percent change, 2010-2011 |
2009 |
2008 |
2007 |
| Alabama |
$354.47 |
$293.88 |
$136.20 |
$653.64 |
37 |
$651.22 |
37 |
0.4% |
$652.07 |
$662.76 |
$683.74 |
| Alaska |
546.71 |
363.42 |
143.36 |
873.10 |
13 |
890.35 |
13 |
-1.9 |
896.74 |
904.12 |
923.33 |
| Arizona |
462.95 |
249.10 |
187.41 |
776.83 |
18 |
804.97 |
18 |
-3.5 |
842.21 |
863.81 |
883.40 |
| Arkansas |
367.28 |
290.96 |
169.10 |
665.86 |
35 |
662.44 |
35 |
0.5 |
657.13 |
651.26 |
659.97 |
| California (2) |
437.88 |
340.76 |
99.78 |
736.80 |
24 |
745.55 |
21 |
-1.2 |
758.81 |
779.49 |
810.22 |
| Colorado |
441.41 |
251.14 |
142.95 |
723.67 |
27 |
730.42 |
25 |
-0.9 |
741.28 |
728.67 |
738.36 |
| Connecticut |
614.26 |
334.69 |
119.78 |
970.22 |
9 |
965.22 |
8 |
0.5 |
952.36 |
950.16 |
963.61 |
| Delaware |
748.55 |
282.83 |
106.49 |
1,052.28 |
6 |
1,030.98 |
6 |
2.1 |
1,021.42 |
1,007.32 |
1,011.60 |
| D.C. |
622.58 |
426.32 |
225.00 |
1,138.03 |
2 |
1,133.87 |
2 |
0.4 |
1,127.72 |
1,126.56 |
1,139.82 |
| Florida |
813.60 |
236.69 |
109.83 |
1,090.65 |
5 |
1,037.36 |
5 |
5.1 |
1,006.20 |
1,054.89 |
1,044.76 |
| Georgia |
439.30 |
320.73 |
153.12 |
755.25 |
19 |
748.89 |
20 |
0.8 |
754.61 |
760.58 |
781.93 |
| Hawaii |
463.80 |
293.11 |
104.27 |
748.10 |
21 |
765.83 |
19 |
-2.3 |
786.33 |
816.21 |
837.20 |
| Idaho |
327.96 |
206.32 |
107.69 |
535.15 |
51 |
548.03 |
48 |
-2.4 |
554.80 |
562.76 |
564.00 |
| Illinois |
424.19 |
268.93 |
110.00 |
727.46 |
25 |
733.45 |
24 |
-0.8 |
727.82 |
713.97 |
723.96 |
| Indiana |
368.72 |
231.61 |
110.13 |
621.76 |
41 |
624.27 |
41 |
-0.4 |
620.31 |
611.21 |
618.20 |
| Iowa |
290.86 |
198.45 |
159.75 |
552.54 |
48 |
546.59 |
49 |
1.1 |
530.96 |
518.48 |
520.19 |
| Kansas |
327.21 |
244.67 |
208.57 |
625.93 |
40 |
625.12 |
40 |
0.1 |
622.16 |
622.14 |
610.13 |
| Kentucky |
503.53 |
245.49 |
123.50 |
744.58 |
22 |
722.70 |
27 |
3.0 |
698.85 |
698.93 |
719.64 |
| Louisiana |
687.56 |
386.31 |
207.68 |
1,110.68 |
3 |
1,121.44 |
3 |
-1.0 |
1,100.09 |
1,104.62 |
1,095.98 |
| Maine |
328.25 |
242.80 |
90.83 |
577.38 |
47 |
582.29 |
47 |
-0.8 |
597.87 |
600.46 |
611.13 |
| Maryland |
590.02 |
317.97 |
140.78 |
956.17 |
10 |
947.74 |
9 |
0.9 |
928.92 |
922.01 |
933.07 |
| Massachusetts |
565.87 |
324.13 |
121.13 |
942.12 |
11 |
890.83 |
12 |
5.8 |
860.49 |
903.27 |
981.39 |
| Michigan |
600.12 |
366.62 |
143.88 |
983.60 |
8 |
944.57 |
10 |
4.1 |
913.28 |
905.82 |
927.82 |
| Minnesota |
417.37 |
197.75 |
162.06 |
696.00 |
31 |
693.08 |
32 |
0.4 |
692.08 |
697.09 |
719.66 |
| Mississippi |
418.64 |
292.63 |
184.80 |
740.69 |
23 |
745.17 |
22 |
-0.6 |
737.77 |
749.38 |
764.75 |
| Missouri |
385.46 |
249.75 |
155.11 |
675.02 |
34 |
678.03 |
33 |
-0.4 |
668.29 |
656.33 |
658.11 |
| Montana |
387.71 |
240.85 |
187.65 |
654.56 |
36 |
657.42 |
36 |
-0.4 |
655.61 |
666.69 |
666.08 |
| Nebraska |
339.58 |
211.63 |
181.07 |
602.57 |
44 |
592.56 |
46 |
1.7 |
575.26 |
561.46 |
571.33 |
| Nevada |
612.84 |
297.14 |
119.89 |
904.91 |
12 |
930.51 |
11 |
-2.8 |
944.16 |
970.31 |
998.66 |
| New Hampshire |
387.51 |
262.52 |
96.51 |
705.84 |
30 |
706.24 |
29 |
-0.1 |
717.56 |
727.15 |
749.98 |
| New Jersey |
831.45 |
352.03 |
118.04 |
1,183.95 |
1 |
1,157.30 |
1 |
2.3 |
1,100.66 |
1,081.28 |
1,103.53 |
| New Mexico |
432.78 |
268.32 |
168.75 |
691.74 |
32 |
703.64 |
30 |
-1.7 |
717.96 |
730.27 |
732.93 |
| New York |
750.63 |
340.11 |
143.57 |
1,108.64 |
4 |
1,078.88 |
4 |
2.8 |
1,057.82 |
1,044.04 |
1,047.19 |
| North Carolina |
358.16 |
238.22 |
111.87 |
600.33 |
46 |
599.90 |
45 |
0.1 |
609.80 |
595.48 |
591.11 |
| North Dakota |
260.86 |
208.25 |
219.64 |
549.81 |
49 |
528.81 |
50 |
4.0 |
509.72 |
503.18 |
511.79 |
| Ohio |
357.34 |
236.15 |
104.24 |
619.96 |
42 |
619.45 |
43 |
0.1 |
616.33 |
616.51 |
628.37 |
| Oklahoma |
416.18 |
285.70 |
179.63 |
716.23 |
28 |
701.66 |
31 |
2.1 |
677.71 |
662.64 |
646.00 |
| Oregon |
507.32 |
207.18 |
90.21 |
723.90 |
26 |
724.47 |
26 |
-0.1 |
722.85 |
726.64 |
722.86 |
| Pennsylvania |
488.19 |
296.35 |
121.45 |
815.45 |
16 |
812.15 |
17 |
0.4 |
811.15 |
816.65 |
820.00 |
| Rhode Island |
678.59 |
352.19 |
118.22 |
1,004.14 |
7 |
984.95 |
7 |
1.9 |
969.02 |
985.89 |
1,017.12 |
| South Carolina |
469.76 |
239.74 |
149.46 |
749.94 |
20 |
737.77 |
23 |
1.6 |
737.74 |
749.30 |
761.87 |
| South Dakota |
277.16 |
190.78 |
201.37 |
540.04 |
50 |
525.16 |
51 |
2.8 |
512.47 |
512.12 |
526.42 |
| Tennessee |
376.96 |
268.93 |
122.03 |
650.13 |
38 |
641.17 |
38 |
1.4 |
634.24 |
639.00 |
649.22 |
| Texas |
480.47 |
338.67 |
185.61 |
842.58 |
14 |
848.11 |
14 |
-0.7 |
860.42 |
853.55 |
807.70 |
| Utah |
451.94 |
253.50 |
103.69 |
712.79 |
29 |
716.97 |
28 |
-0.6 |
717.28 |
708.70 |
696.81 |
| Vermont |
335.79 |
269.66 |
110.75 |
633.54 |
39 |
630.11 |
39 |
0.5 |
645.79 |
653.47 |
661.70 |
| Virginia |
394.68 |
251.50 |
122.52 |
679.57 |
33 |
673.72 |
34 |
0.9 |
667.51 |
662.72 |
661.82 |
| Washington |
541.62 |
242.86 |
105.55 |
806.37 |
17 |
815.29 |
16 |
-1.1 |
826.59 |
839.23 |
840.97 |
| West Virginia |
500.31 |
305.96 |
186.33 |
834.09 |
15 |
830.10 |
15 |
0.5 |
815.00 |
807.49 |
818.75 |
| Wisconsin |
356.54 |
198.60 |
115.18 |
601.40 |
45 |
613.41 |
44 |
-2.0 |
590.54 |
581.42 |
581.50 |
| Wyoming |
320.47 |
272.66 |
198.01 |
619.88 |
43 |
621.15 |
42 |
-0.2 |
624.10 |
632.92 |
631.15 |
| United States |
$492.43 |
$286.37 |
$132.76 |
$797.44 |
|
$791.52 |
|
0.7% |
$786.99 |
$790.57 |
$798.54 |
(1) Ranked highest to lowest by average expenditure.
(2) Preliminary.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2013 National Association of ÐÓ°ÉÔ´´ Commissioners (NAIC). |
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