| Homeowners 杏吧原创 Losses, 2019-2023 (1) |
听
|
| Year |
Claim frequency (2) |
Claim severity (3) |
Year |
Claim frequency (2) |
Claim severity (3) |
| 2019 |
5.37 |
$13,884 |
2022 |
5.81 |
$19,740 |
| 2020 |
6.37 |
14,864 |
2023 |
5.33 |
20,062 |
| 2021 |
5.34 |
16,601 |
Average (4) |
5.64 |
$17,059 |
(1) For homeowners multiple peril policies (HO-2, HO-3, HO-5 and HE-7 for North Carolina). Excludes tenants and condominium policies. Excludes Alaska, Texas and Puerto Rico.
(2) Claims per 100 house-years (policies). One house-year represents policy coverage on a dwelling for 12 months.
(3) Average amount paid per claim; based on accident year incurred losses, excluding loss adjustment expenses, i.e., indemnity costs per accident year incurred claims.
(4) Weighted average, 2019-2023.
Source: ISO庐, a Verisk Analytics庐 business. |
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