| AVERAGE EXPENDITURES FOR AUTO INSURANCE BY STATE, 2008-2012 |
|
| |
2012 |
2011 |
|
Average expenditure |
| State |
Liability |
Collision |
Compre-
hensive |
Average
expend-
iture |
Rank (1) |
Average
expend
iture |
Rank (1) |
Average
expenditure
percent
change
2011-2012 |
2010 |
2009 |
2008 |
| Alabama |
$359.88 |
$287.59 |
$140.60 |
$659.06 |
37 |
$653.37 |
37 |
0.9% |
$651.22 |
$652.07 |
$662.76 |
| Alaska |
544.66 |
365.92 |
142.96 |
873.15 |
13 |
873.11 |
13 |
(2) |
890.35 |
896.74 |
904.12 |
| Arizona |
473.30 |
245.64 |
180.97 |
781.71 |
18 |
776.56 |
18 |
0.7 |
804.97 |
842.21 |
863.81 |
| Arkansas |
371.02 |
295.68 |
175.90 |
679.46 |
35 |
665.49 |
35 |
2.1 |
662.44 |
657.13 |
651.26 |
| California (3) |
442.17 |
348.63 |
98.13 |
749.79 |
22 |
740.11 |
24 |
1.3 |
746.77 |
756.63 |
780.20 |
| Colorado |
449.65 |
252.40 |
147.69 |
737.95 |
25 |
723.61 |
27 |
2.0 |
730.42 |
741 .28 |
728.67 |
| Connecticut |
626.47 |
334.23 |
121.35 |
986.73 |
9 |
969.41 |
9 |
1.8 |
965.22 |
952.36 |
950.16 |
| Delaware |
759.04 |
286.06 |
108.49 |
1,065.37 |
6 |
1,048.03 |
6 |
1.7 |
1,030.98 |
1,021 .42 |
1,007.32 |
| D.C. |
624.34 |
437.18 |
227.97 |
1,154.91 |
2 |
1,139.43 |
2 |
1.4 |
1,133.87 |
1,127.72 |
1,126.56 |
| Florida |
855.87 |
234.51 |
105.65 |
1,127.93 |
4 |
1,090.58 |
5 |
3.4 |
1,037.36 |
1,006.20 |
1,054.89 |
| Georgia |
454.76 |
316.13 |
151.16 |
768.34 |
20 |
754.06 |
19 |
1.9 |
748.89 |
754.61 |
760.58 |
| Hawaii |
453.47 |
289.26 |
101.41 |
735.19 |
27 |
748.46 |
20 |
-1.8 |
765.83 |
786.33 |
816.21 |
| Idaho |
326.00 |
205.64 |
107.55 |
534.56 |
51 |
535.11 |
51 |
-0.1 |
548.03 |
554.80 |
562.76 |
| Illinois |
422.27 |
273.16 |
110.56 |
731.22 |
28 |
727.33 |
25 |
0.5 |
733.45 |
727.82 |
713.97 |
| Indiana |
376.18 |
233.60 |
113.30 |
637.37 |
40 |
621.38 |
41 |
2.6 |
624.27 |
620.31 |
611.21 |
| Iowa |
290.46 |
201.45 |
164.52 |
561.26 |
49 |
551.72 |
48 |
1.7 |
546.59 |
530.96 |
518.48 |
| Kansas |
329.67 |
244.10 |
211.94 |
632.07 |
42 |
625.91 |
40 |
1.0 |
625.17 |
622.16 |
622.14 |
| Kentucky |
516.40 |
247.95 |
124.11 |
759.70 |
21 |
744.53 |
22 |
2.0 |
722.70 |
698.85 |
698.93 |
| Louisiana |
698.21 |
372.20 |
204.69 |
1,112.53 |
5 |
1,110.63 |
3 |
0.2 |
1,121.44 |
1,100.09 |
1,104.62 |
| Maine |
331.91 |
241.06 |
90.66 |
582.43 |
47 |
577.38 |
47 |
0.9 |
582.29 |
597.87 |
600.46 |
| Maryland |
594.28 |
319.30 |
143.13 |
966.29 |
11 |
956.14 |
10 |
1.1 |
947.74 |
928.92 |
922.01 |
| Massachusetts |
578.75 |
343.43 |
125.88 |
976.65 |
10 |
942.12 |
11 |
3.7 |
890.83 |
860.49 |
903.27 |
| Michigan |
660.93 |
368.51 |
142.50 |
1,048.87 |
7 |
983.82 |
8 |
6.6 |
954.75 |
913.28 |
905.82 |
| Minnesota |
428.63 |
205.12 |
166.49 |
718.61 |
29 |
696.00 |
31 |
3.2 |
693.08 |
692.08 |
697.09 |
| Mississippi |
424.58 |
291.79 |
186.58 |
748.44 |
23 |
740.14 |
23 |
1.1 |
745.17 |
737.77 |
749.38 |
| Missouri |
390.04 |
253.12 |
155.98 |
683.82 |
34 |
674.60 |
34 |
1.4 |
678.03 |
668.29 |
656.33 |
| Montana |
383.76 |
247.30 |
190.62 |
658.42 |
38 |
654.56 |
36 |
0.6 |
657.42 |
655.61 |
666.69 |
| Nebraska |
340.33 |
218.30 |
192.56 |
616.78 |
44 |
602.39 |
44 |
2.4 |
592.56 |
575.26 |
561.46 |
| Nevada |
619.84 |
289.97 |
114.48 |
906.00 |
12 |
904.91 |
12 |
0.1 |
930.43 |
944.16 |
970.31 |
| New Hampshire |
390.55 |
265.72 |
96.21 |
716.84 |
30 |
705.88 |
30 |
1.6 |
706.24 |
717.56 |
727.15 |
| New Jersey |
860.54 |
356.36 |
117.64 |
1,219.93 |
1 |
1,184.99 |
1 |
2.9 |
1,157.30 |
1,100.66 |
1,081.28 |
| New Mexico |
441.11 |
262.06 |
163.02 |
695.09 |
32 |
691.74 |
32 |
0.5 |
703.64 |
717.96 |
730.27 |
| New York |
779.96 |
345.99 |
147.33 |
1,152.45 |
3 |
1,109.94 |
4 |
3.8 |
1,078.88 |
1,057.82 |
1,044.04 |
| North Carolina |
356.81 |
248.84 |
115.08 |
611.48 |
45 |
600.04 |
46 |
1.9 |
599.90 |
609.80 |
595.48 |
| North Dakota |
272.71 |
216.62 |
225.42 |
576.08 |
48 |
549.73 |
49 |
4.8 |
528.81 |
509.72 |
503.18 |
| Ohio |
326.96 |
243.00 |
107.30 |
634.89 |
41 |
619.73 |
43 |
2.4 |
619.45 |
616.33 |
616.51 |
| Oklahoma |
426.30 |
289.80 |
185.01 |
737.02 |
26 |
716.21 |
28 |
2.9 |
703.03 |
677.71 |
662.64 |
| Oregon |
527.64 |
203.52 |
86.92 |
741.51 |
24 |
723.72 |
26 |
2.5 |
724.47 |
722.85 |
726.64 |
| Pennsylvania |
495.05 |
296.19 |
124.06 |
827.61 |
16 |
812.77 |
16 |
1.8 |
812.15 |
811.15 |
816.65 |
| Rhode Island |
702.48 |
357.12 |
116.41 |
1,034.50 |
8 |
1,004.13 |
7 |
3.0 |
984.95 |
969.02 |
985.89 |
| South Carolina |
485.27 |
239.32 |
156.18 |
772.09 |
19 |
748.26 |
21 |
3.2 |
737.77 |
737.74 |
749.30 |
| South Dakota |
281.04 |
195.84 |
214.07 |
556.51 |
50 |
538.49 |
50 |
3.3 |
525.16 |
512.47 |
512.12 |
| Tennessee |
387.40 |
280.82 |
126.31 |
673.90 |
36 |
649.98 |
38 |
3.7 |
641.17 |
634.24 |
639.00 |
| Texas |
485.05 |
345.29 |
189.72 |
858.54 |
14 |
842.58 |
14 |
1.9 |
848.11 |
860.42 |
853.55 |
| Utah |
454.35 |
247.80 |
103.18 |
713.20 |
31 |
712.74 |
29 |
0.1 |
716.97 |
717.28 |
708.70 |
| Vermont |
339.97 |
269.36 |
111.99 |
642.39 |
39 |
633.51 |
39 |
1.4 |
630.11 |
645.79 |
653.47 |
| Virginia |
401.50 |
254.02 |
125.87 |
691.80 |
33 |
679.60 |
33 |
1.8 |
673.72 |
667.51 |
662.72 |
| Washington |
547.11 |
241.32 |
102.61 |
809.56 |
17 |
806.02 |
17 |
0.4 |
815.29 |
826.59 |
839.23 |
| West Virginia |
503.05 |
313.43 |
189.20 |
846.74 |
15 |
834.04 |
15 |
1.5 |
830.10 |
815.00 |
807.49 |
| Wisconsin |
346.74 |
200.37 |
119.69 |
598.84 |
46 |
600.23 |
45 |
-0.2 |
613.41 |
590.54 |
581.42 |
| Wyoming |
298.94 |
285.60 |
234.27 |
618.81 |
43 |
619.88 |
42 |
-0.2 |
621.15 |
624.10 |
632.92 |
| United States |
$503.88 |
$289.66 |
$134.04 |
$814.99 |
|
$797.61 |
|
2.2% |
$791.93 |
$786.71 |
$790.66 |
(1) Ranked highest to lowest by average expenditure.
(2) Less than 0.1 percent.
(3) Preliminary.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2014 National Association of ÐÓ°ÉÔ´´ Commissioners (NAIC). |
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