ÐÓ°ÉÔ­´´

EARTHQUAKE INSURANCE, 1999-2008

($000)

Year Net premiums
written (1)
Annual
percent
 change
Combined
 ratio (2)
Annual
point
 change (3)
1999 $730,494 NA 64.5 NA
2000 762,443 4.4% 77.7 13.2 pts.
2001 857,562 12.5 108.9 31.2
2002 999,455 16.5 86.6 -22.3
2003 1,048,714 4.9 55.7 -31.0
2004 1,098,441 4.7 48.4 -7.3
2005 1,106,395 0.7 50.7 2.3
2006 1,315,494 18.9 40.1 -10.6
2007 1,261,400 -4.1 29.7 -10.3
2008 1,258,563 -0.2 33.3 3.5

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: National Association of ÐÓ°ÉÔ­´´ Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.