杏吧原创

AVERAGE EXPENDITURES FOR AUTO INSURANCE BY STATE, 2005-2009

	2009	2008		Average expenditure
State	Liability	Collision	Compre- hensive	Average expenditure	Rank (1)	Average expenditure	Rank (1)	Average expenditure percent change 2008-2009	2007	2006	2005
Alabama	$352	$302	$129	$652	34	$663	31	-1.6%	$684	$684	$679
Alaska	554	371	148	897	12	904	12	-0.8	923	955	968
Arizona	483	282	204	837	14	858	14	-2.4	875	913	929
Arkansas	365	287	158	656	32	651	34	0.7	660	684	694
California (2)	442	350	102	754	19	779	20	-3.2	810	840	843
Colorado	451	261	143	741	20	729	23	1.7	738	785	829
Connecticut	596	333	121	952	8	950	9	0.2	964	981	993
Delaware	718	283	104	1,021	5	1,007	6	1.4	1,012	1,024	1,028
D.C.	591	430	245	1,128	1	1,126	1	0.1	1,140	1,164	1,187
Florida	707	268	114	1,006	6	1,053	4	-4.5	1,045	1,069	1,064
Georgia	427	339	154	754	19	761	21	-0.8	782	788	785
Hawaii	488	305	108	786	18	816	18	-3.7	837	853	846
Idaho	332	222	112	555	45	563	43	-1.4	564	577	585
Illinois	414	283	110	728	22	714	26	1.9	724	740	743
Indiana	358	241	112	620	38	611	38	1.5	618	631	658
Iowa	280	196	156	532	46	519	46	2.6	518	536	555
Kansas	300	237	192	578	43	576	42	0.2	568	579	589
Kentucky	458	252	120	699	27	699	28	0.0	720	739	751
Louisiana	651	408	212	1,099	3	1,105	2	-0.5	1,096	1,094	1,078
Maine	334	255	94	598	41	600	39	-0.4	611	634	644
Maryland	563	318	140	929	10	922	10	0.7	933	964	969
Massachusetts	528	285	110	860	13	903	13	-4.7	981	1,042	1,113
Michigan	508	384	150	913	11	906	11	0.8	928	925	931
Minnesota	410	204	163	694	28	698	29	-0.7	720	753	792
Mississippi	418	299	173	738	21	749	22	-1.6	765	746	746
Missouri	374	255	154	668	30	656	32	1.8	658	673	685
Montana	394	241	184	655	33	667	30	-1.7	666	661	686
Nebraska	316	206	171	559	44	547	44	2.3	554	584	619
Nevada	622	323	129	944	9	970	8	-2.7	999	1,006	985
New Hampshire	394	271	96	718	24	727	24	-1.3	750	793	792
New Jersey	745	342	130	1,101	2	1,081	3	1.8	1,104	1,152	1,185
New Mexico	435	288	175	713	26	725	25	-1.7	730	737	731
New York	704	335	147	1,057	4	1,044	5	1.3	1,047	1,083	1,125
North Carolina	371	239	109	610	40	595	40	2.4	591	596	602
North Dakota	240	192	219	510	48	503	47	1.3	512	530	555
Ohio	353	239	103	616	39	617	37	0.0	628	654	670
Oklahoma	394	282	159	680	29	663	31	2.7	646	659	678
Oregon	487	228	92	723	23	727	24	-0.5	723	726	738
Pennsylvania	488	297	119	811	17	817	17	-0.7	820	832	850
Rhode Island	646	356	115	969	7	986	7	-1.7	1,017	1,038	1,062
South Carolina	461	243	145	738	21	749	22	-1.5	762	756	754
South Dakota	275	185	192	521	47	520	45	0.2	534	554	566
Tennessee	362	270	120	634	36	639	35	-0.7	649	654	659
Texas	481	361	180	860	13	854	15	0.8	808	820	857
Utah	444	268	105	716	25	709	27	0.9	697	702	707
Vermont	338	276	109	646	35	653	33	-1.2	662	687	700
Virginia	389	252	116	667	31	663	31	0.7	662	685	700
Washington	548	251	110	826	15	839	16	-1.6	841	839	842
West Virginia	502	292	171	815	16	807	19	0.9	819	827	859
Wisconsin	330	205	118	591	42	581	41	1.6	582	590	615
Wyoming	317	272	199	623	37	632	36	-1.4	631	639	640
United States	$474	$294	$132	$785		$789		-0.5%	$797	$817	$832

(1) Ranked highest to lowest by average expenditure. States with the same premium receive the same rank.
(2) Preliminary.

Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.