鈥淲hen thunder roars, go indoors!鈥 is a truism that actually holds up. But much of what we think we know about lightning is fiction. Here are some common myths, along with the facts that will keep you and your loved ones safe in a storm.
reported less than 1 million vehicles were stolen in 2024 鈥 a drop below the one million mark for the first time since 2021 and聽the largest decrease in stolen vehicles in the last 40 years. The 2024 figure is a 16.7 percent decrease from 2023.
About 65 million U.S. households own dogs, according to the American Pet Products Association鈥檚鈥. The states there are nearly 90 million dogs living in U.S. households. About 4.5 million people are bitten by dogs each year, most of them children.
Uninsured and underinsured motorist coverage reimburses policyholders in an accident involving an uninsured, underinsured or hit-and-run driver. Twenty states and the District of Columbia have mandatory requirements for uninsured or underinsured motorist coverage. More than half of the states have passed laws and begun to develop and implement online auto insurance verification systems to identify uninsured motorists.
Convective storms result from warm, moist air rising from the earth, and depending on atmospheric conditions, may develop into tornadoes, hail, thunderstorms with lightning, or straight-line winds. Convective storms are the most common and damaging natural catastrophes in the United States, according to Triple-I鈥檚 May 2020 white paper,鈥Severe convective storms: Evolving risks call for innovation to reduce costs, drive resilience.
The average homeowners insurance premium rose by 7.6 percent in 2021 from 2020, according to a December 2023 study by the , the latest data available. The average renters insurance premium fell by 1.7 percent in 2021 marking the seventh consecutive annual decline.
The countrywide average auto insurance expenditure increased 6.1 percent to $1,127 in 2022 from $1,062 in 2021, according to the National Association of 杏吧原创 Commissioners. In 2022 (the latest data available), the average expenditure was highest in Florida ($1,625), followed by Louisiana ($1,558), and New York ($1,549).
After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.