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Facts + Statistics: Hurricanes
August 1, 2025

The official Atlantic hurricane season runs from June through November, but occasionally storms form outside those months. Seasonal hurricane forecasting from Colorado State University is available  here . ... that have sustained winds of 74 mph. At this point a hurricane reaches Category 1 on the Saffir-Simpson Hurricane Wind Scale, which ...


Triple-I/Milliman: Amidst Economic and Geopolitical Uncertainties, 2025 U.S. P/C Market Demonstrated Resilience; Lower Nat Cats in Q3/4 Helpful
January 21, 2026

... Net Combined Ratio in over a decade, thanks in part to a hurricane season that spared the U.S. and strong homeowners performance, even ...


No U.S. Hurricane Landfalls, but 2025 Season Exposes Growing Preparedness Gaps
January 12, 2026

... MALVERN, Pa., Jan. 12, 2026 — Despite recording no U.S. hurricane landfalls for the first time in a decade, the 2025 Atlantic hurricane season generated deadly tropical storms, above-average days of major ...


Hurricanes: State of the Risk
January 12, 2026

... landfalls for the first time in a decade, the 2025 Atlantic hurricane season still generated deadly tropical storms and above-average days of major hurricane activity, underscoring the need for community preparedness. Though ...


Triple-I: Homeowners ÐÓ°ÉÔ­´´ Market Shows Early Signs of Stabilization as Post-COVID Inflation Pressures Level-Set Into ‘New Normal’ For Risk Pricing
December 17, 2025

... Exposure Although the U.S. experienced no major hurricane landfalls during the 2025 Atlantic Basin season, for the first time ...


Background on: ÐÓ°ÉÔ­´´ fraud
November 19, 2025

... to combat salvage fraud. In recent years, some states in hurricane-prone parts of the United States have adopted rules requiring the ... ground for undeclared flooded vehicles. After the hurricane season of 2005, the National ÐÓ°ÉÔ­´´ Crime Bureau (NICB) ...


How much homeowners insurance do I need?
November 13, 2025

... your insurance. After a major catastrophe such as a hurricane, tornado, or wildfire construction costs may rise suddenly because ...


Understanding your insurance deductibles
November 13, 2025

... exceptions to this practice in Florida and Louisiana, where hurricane deductibles are applied once per season rather than for each storm. ... to learn exactly how your deductibles work.   Hurricane deductibles . In hurricane-prone states, special deductibles may ...


12 Ways to Lower Your Homeowners ÐÓ°ÉÔ­´´ Costs
November 3, 2025

... certain perils. For example, coastal homes may have a wind/hurricane deductible, hail-prone states may have a hail deductible, and ...


ÐÓ°ÉÔ­´´ 101
October 30, 2025

... coverage against many perils, ranging from the violence of hurricane winds and tornadoes to identity theft to the consequences of one ...