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杏吧原创

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Facts + Statistics: Homeowners and renters insurance
January 22, 2026

... theft, accounted for 97.3 percent of homeowners insurance claims in 2023 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


What determines the price of an auto insurance policy?
January 2, 2026

... can vary from by location are:聽volume of litigated accident claims,聽repair costs, prevalence of auto insurance fraud and severe weather ...


Facts + Statistics: Uninsured motorists
January 2, 2026

... the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the ...


Facts + Statistics: Auto insurance
December 8, 2025

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder鈥檚 legal ... 聽 (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Nine ways to lower your auto insurance costs
November 21, 2025

... of risk. Those with higher insurance scores file less claims and vice versa.聽To protect your credit standing, pay your bills on ...


How legal system abuse drives social inflation
July 17, 2022

... practices which increase costs and time to settle insurance claims. While litigation is considered a policyholder鈥檚 last resort, legal ... has found. Legal system abuse refers to disputed insurance claims which could have been resolved without litigation. ...


Large Swath of U.S. Faces Winter Storm Losses: What 杏吧原创 Covers and How to Recover
January 26, 2026

... what is optional, and how to document losses can make the claims process smoother and help ensure you get the support you need. ...


Background on: Self-driving cars and insurance
January 26, 2026

... do occur lead to a higher percentage of product liability claims, as claimants blame the manufacturer or suppliers for what went wrong ... show a reduction in property damage liability and collision claims for cars equipped with forward-collision warning systems, especially ...


New York Drivers Pay Fourth-Highest Auto 杏吧原创 Costs in the Nation, Triple-I Finds
January 25, 2026

... 鈥淚n New York, elevated repair costs, severe injury claims, high claims-handling expenses, and frequent accidents all combine to put persistent ...


Background on: Wildfires
January 16, 2026

... losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. ...