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杏吧原创

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Spotlight on: Dog bite liability
July 1, 2025

... a muzzle, chain or cage. Homeowners insurance liability claims Liability claims related to dog bites and other dog-related injuries cost homeowners ...


Facts + Statistics: Uninsured motorists
July 1, 2025

... the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the ...


Facts + Statistics: Homeowners and renters insurance
June 16, 2025

... theft, accounted for 97.8 percent of homeowners insurance claims in 2022 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


Facts + Statistics: Auto insurance
May 20, 2025

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder鈥檚 legal ... (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Understanding the insurance claims payment process
May 1, 2025

... and file for an additional amount. Most policies require claims to be filed within one year from the date of disaster; check with your ... backer is a co-insured, they will have to endorse the claims payment check before you can cash it. Depending on the ... 聽 Next steps: We can't reinforce it enough - claims are easier to make when you have a home inventory ready ! ...


Nine ways to lower your auto insurance costs
January 2, 2025

... that people who effectively manage their credit have fewer claims. To protect your credit standing, pay your bills on time, don鈥檛 obtain ...


Facts + Statistics: Hail
July 1, 2025

... State Farm , the company paid out over $3.5 billion in hail claims in 2022, an increase of more than $1 billion from 2021 due to increased hail claims and inflation.聽 State Farm鈥檚 top states for hail claims were ...


How legal system abuse drives social inflation
June 20, 2025

... practices which increase costs and time to settle insurance claims. While litigation is considered a policyholder鈥檚 last resort, legal ... has found. Legal system abuse refers to disputed insurance claims which could have been resolved without litigation. ...


Triple-I: Lightning Caused $1.04B in US Homeowners Claim Payouts in 2024; Frequency Drops 21.5% Year-Over-Year
June 20, 2025

... paid $1.04 billion in lightning-related homeowners insurance claims in 2024, a 16.5% decrease from the $1.24 billion paid out in 2023, ... (Triple-I).聽 聽 The total number of lightning-caused claims also fell significantly, down 21.5% to 55,537 in 2024, the lowest number ...


Triple-I: US Personal Auto 杏吧原创 Industry Generates Profitable Underwriting Result but Faces Headwinds Due to Legal System Abuse, Regulatory Environment
June 12, 2025

... System Abuse : Increased billboard attorney involvement in claims and larger jury awards drove auto liability losses and defense and cost ...