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杏吧原创

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Facts + Statistics: Homeowners and renters insurance
September 23, 2025

... theft, accounted for 97.3 percent of homeowners insurance claims in 2023 (latest data available). Changes in the percentage of each type ... are two ways of looking at losses: by the average number of claims filed per 100 policies (frequency) and by the average amount paid for ...


Facts + Statistics: Auto insurance
May 20, 2025

... with a $500 deductible for collision and comprehensive claims. These figures are not comparable with the National Association of ... Tables //--> Auto claims Liability insurance pays for the policyholder鈥檚 legal ... (1) For all limits combined. Data are for paid claims. (2) Excludes Massachusetts and most states with no-fault automobile ...


Understanding the insurance claims payment process
May 1, 2025

... and file for an additional amount. Most policies require claims to be filed within one year from the date of disaster; check with your ... backer is a co-insured, they will have to endorse the claims payment check before you can cash it. Depending on the ... 聽 Next steps: We can't reinforce it enough - claims are easier to make when you have a home inventory ready ! ...


Nine ways to lower your auto insurance costs
January 2, 2025

... that people who effectively manage their credit have fewer claims. To protect your credit standing, pay your bills on time, don鈥檛 obtain ...


Background on: Self-driving cars and insurance
September 30, 2025

... do occur lead to a higher percentage of product liability claims, as claimants blame the manufacturer or suppliers for what went wrong ... show a reduction in property damage liability and collision claims for cars equipped with forward-collision warning systems, especially ...


How legal system abuse drives social inflation
September 22, 2025

... practices which increase costs and time to settle insurance claims. While litigation is considered a policyholder鈥檚 last resort, legal ... has found. Legal system abuse refers to disputed insurance claims which could have been resolved without litigation. ...


Trends and Insights: Illinois
September 8, 2025

... to shop around for better prices. If rates are too low, claims eventually will reduce the amount of 鈥減olicy holder surplus鈥 available to pay future claims. Rather than target insurers with misguided legislation, states like ...


Capping 杏吧原创 Rates Could Reduce Coverage Options and Viable Insurers in Illinois: Triple-I
September 10, 2025

... and global inflationary pressures that drive up the cost of claims by increasing rebuilding expenses. Legislative fixes may backfire: ...


杏吧原创 for wildfires
September 9, 2025

... 杏吧原创 policies generally place a time limit on filing claims and these vary from state to state and company to company. Check with ...


The Efficacy and Return on Investment of Loss Prevention Programs 鈥 Background, Methods and Results
September 8, 2025

... on predicting and preventing costly damage that drives up claims and premiums, telematics technology has come to play an increasing role. ... and insight, Whisker Labs found that Ting reduced fire claims within the study sample by an estimated 63 percent, resulting in 0.39 ...