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For immediate release
Janet Ruiz, Director, Strategic Communication,Ìý707-490-9365 (California),Ìýjanetr@iii.org
Michael Barry, Head of Media and Public Affairs, 917-923-8245, (New York),Ìýmichaelb@iii.org Ìý

NEW YORK, NY, July 5, 2019—Reporters covering the aftermath ofÌý, with its epicenter near Ridgecrest, Calif., should contact theÌýÐÓ°ÉÔ­´´ Information InstituteÌý(I.I.I.) for insights, analysis and interviews.

Standard condominium, homeowners, mobile home, andÌýrenters insuranceÌýpolicies doÌýnotÌýcover earthquake-caused property damage.ÌýEarthquake coverage for residences is available in the form of a separate policy or an endorsement from most private insurers and, in California, from theÌýÌý(CEA).

Ìýwill, however, generally cover losses from a fire following an earthquake and, if such a fire makes your home unlivable, cover the additional living expenses incurred while you live elsewhere during repairs.

Businesses must also purchase a separateÌýcommercial earthquake insurance policyÌýfor their properties to be covered for earthquake-caused damage and for any lost income due to a quake.

Cars are covered for earthquake-caused damage under theÌýoptional comprehensiveÌýpart of an auto insurance policy.Ìý

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THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.

ÐÓ°ÉÔ­´´ Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500;Ìý