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1195 Search Results for: Claims

... The number of lightning-caused U.S. homeowners insurance claims decreased in 2024 over 2023 and is the lowest annual number of claims since before 2017. In 2024, U.S. lightning–caused claims decreased ...

... only those most likely to be flooded, and therefore to file claims, purchase it, a situation known in the insurance industry as adverse ...

... – may be fueling legal system abuse, driving up insurance claims and delaying settlements. “Attorney advertising has become big ...

... how legalization has affected crash rates and insurance claims, and evidence is emerging that crash rates go up when states legalize ... to have increased. �Ӱ�ԭ�� records show an increase in claims under collision coverage, which pays for damage to an at-fault, insured ...

... is also influenced by whether the amount available to pay claims can be increased by "stacking," a practice that works to the benefit ... the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by ...

... Common frauds include “padding,” or inflating actual claims, misrepresenting facts on an insurance application, submitting claims for injuries or damage that never occurred, and “staging” accidents. ...

... Social inflation is defined as “excessive inflation in claims” for the purposes of this paper and is a term primarily used by ... increase the costs and time required to settle insurance claims to the detriment of consumers. This paper will use social inflation ...

... that social inflation increased commercial auto liability claims by more than $20 billion between 2010 and 2019. This paper extends ... liability. We find that one metric for detecting excessive claims inflation, the calendar year 12–60-month loss development factor ...

... examine evidence for its existence in standard industrywide claims triangles through 2019. The focus is on commercial automobile liability ... that social inflation increased commercial auto liability claims by more than $20 billion between 2010 and 2019. Evidence of a similar ...

... ground in the hardest-hit areas to help policyholders file claims and begin a speedy recovery process,” said Sean Kevelighan, CEO, ... paid out nearly $54 billion in severe convective storm claims in 2024, which includes tornado damage, according to Triple-I. ...