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Spotlight on: Dog bite liability
July 1, 2025

... by dogs each year, most of them children. Homeowners and renters insurance policies typically cover dog bite liability legal expenses, ... Despite the COVID-19 pandemic keeping more people at home in 2020 and an increase in home deliveries , the number of dog bite ...


Facts + Statistics: Homeowners and renters insurance
June 16, 2025

... Commissioners , the latest data available. The average renters insurance premium fell by 1.7 percent in 2021 marking the seventh consecutive annual decline. Home inventories According to a 2023 Triple-I/Munich Re Consumer Survey ...


Triple-I: Lightning Caused $1.04B in US Homeowners Claim Payouts in 2024; Frequency Drops 21.5% Year-Over-Year
June 20, 2025

... such as fire, is covered by standard homeowners, condo, renters and business insurance policies.聽 Some homeowners policies provide ... 100 times per second. 鈥淲hether it鈥檚 a family home or a mission-critical facility, no property is immune to lightning,"聽said ...


Spotlight on: Flood insurance
June 5, 2025

... There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is ... a provision in Biggert-Waters that removed a subsidy once a home was sold. People who purchased homes after Biggert-Waters became law will ...


Triple-I: P/C Insurers Are Financial First Responders Helping Customers Recover from Severe Tornado Outbreak
May 20, 2025

... is covered under鈥 standard homeowners , condo ,鈥 renters and business insurance policies, as well as the optional ... until you meet with an insurance adjuster. If you have a鈥 home inventory , it will make the claims-filing process easier. Hold ...


Mitigating risks for climate-related disasters
November 27, 2023

... as hurricanes, allowing you time to prepare your family and home, while other weather-related events evolve rapidly and need a quick ... Earthquakes are not covered by homeowners, renters, or business insurance policies, but a standard policy will cover ...


Understanding your insurance deductibles
May 1, 2025

... paying toward an insured loss. When a disaster strikes your home or you have a car accident, the deductible is subtracted, or "deducted," ... (or front) page of standard homeowners, condo owners, renters, and auto insurance policies. State insurance regulations strictly ...


Triple-I Stresses Preparedness for 鈥楢bove Average鈥 2025 Atlantic Hurricane Season
May 1, 2025

... 聽is recommending聽 homeowners ,聽 condo owners ,聽 renters 聽and聽 business owners 聽prepare now. Led by Colorado State ... and possessions, while also taking steps to make their home or business more resilient to the impacts of wind and water,鈥 said ...


Triple-I/State Farm: US Dog-Related Injury Claim Payouts Hit $1.57 Billion in 2024
April 16, 2025

... mainly interacting with your family since you brought them home, don鈥檛 rush out into crowded areas or dog parks. Try to expose your dogs ... Commercial auto insurance ,聽along with coverage for聽 renters ,聽 business owners ,聽 boats 聽and聽 motorcycles , is also ...


Triple-I: Colorado State鈥檚 2025 Atlantic Hurricane Forecast Calls for 鈥楢bove Average鈥 Season
April 3, 2025

... which is not part of a standard homeowners , condo , renters or business insurance policy. Additionally, homeowners can make ... of a wind-rated garage door and storm shutters also boost a home鈥檚 resilience to a hurricane鈥檚 damaging winds, according to the ...